Credit Repair Kit for Dummies
Chapter One
The ABCs of Credit
In This Chapter
* Defining credit
* Seeing yourself as lenders see you
* Understanding credit reports and credit scores
* Adding up the true price of bad credit
* Knowing the secret to good credit
* Living happily ever after
Good credit. Bad credit. Damaged credit. Repaired credit. No matter how
you define it right now, credit is a big part of your life. Got a credit card?
No doubt, more than one. Do you carry a mortgage on a home? If so, most
likely it's your biggest credit commitment. Making payments on a car? More
proof, my friend, that you and credit are on intimate terms.
And that's not a bad thing by any stretch of the imagination. Credit - the
opportunity to obtain something now by committing to pay for it in the
future - is a fabulous tool that, when used to your advantage, allows you to
enjoy and achieve much in the material world. Approached with knowledge
and understanding of how it works, credit is a valuable and, in many cases,
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