Let Me Love You
Skye Thompson picked up the ringing telephone, reached for a Form 1003 and began to take the necessary information which would ultimately lead to the purchase of a new home or result in one very disappointed client. The final decision would be up to her employer, the Bank for Residential Lending.
In the next forty-five minutes, she completed the application documents, ran the borrower’s credit and calculated the applicant’s debt-to-income ratios. After checking the incoming fax machine, Skye pulled off the bank statements that had been sent in and began to complete the necessary paperwork which would, hopefully, culminate in a complete file being turned in. She immediately recognized that the client had good credit, standardized pay stubs and bank statements which showed a substantial amount of assets, along with an acceptable amount of seasoning. There had been no large deposits, no unexplainable spikes or dips in the balances shown during the most recent months.
Skye breathed an audible sigh of relief as she acknowledged that the client qualified for more than one program. She also realized they would qualify for several of the low interest rate loans which th ... read full excerpt from: Let Me Love You ebook
