Chapter One
Get a Grip on Your Spending
If you don't know how much money you spend or what you spend it on, you're not
ready to hop off the two-income treadmill. You've got to know where your money
goes if you want to start living on less without drowning in debt.
Sure, tracking expenditures is tedious, but I guarantee it'll pay off big. When
I got a handle on my spending, I realized that my husband and I were together
blowing about $45 a day in cash! That's more than it would cost us to eat out
every night. What were we spending that money on? The list was long, so I'll
name just three little indulgences that'll be familiar to many two-income
couples. My lunches, because I was too busy every evening to even think about
brown bagging it the next day. Taxi fares, so my husband and I could work past 5
p.m. and still rush home before we had to start paying our nanny overtime.
Saturday lunches out, because we often spent the entire day doing errands that
we didn't have time for during the work week.
The parents I surveyed spent lots of money on other types of go ... read full excerpt from: How to Raise a Family on Less ebook
