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Spend 'Til the End: The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire

"Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based ""consumption smoothing"" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the ""rules of dumb"" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest. "

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Title of ebook: Spend 'Til the End: The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire
ISBN: 9781416579670
Publisher: Simon & Schuster
Internet download file size: 1814 kb
Released online for download: 06-10-2008
Author of eBook: Burns, Scott
Author of eBook: Kotlikoff, Laurence J.

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Spend 'Til the End

The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire
Introduction:

The Three Commandments of Economics

This book may change your life. If you follow its simple prescriptions -- the surprising rules of true financial planning -- you'll live a more relaxed and happier life. You'll do so by achieving a higher and more stable living standard and a better lifestyle.

These are big claims for a small book. But we aren't offering the revolutionary solution of the moment. This isn't the miracle diet of the week or the sex trick of the month. It isn't even the six mutual funds guaranteed to fix your future. Instead we're providing something with a great pedigree: an economics-based, three-part prescription for personal financial health:

Maximize your spending power.

Smooth your living standard.

Price your love.

Economists have been developing and refining their approach to financial planning for over a century. But few people know about it, and for good reason: it's been impossible to implement this refined approach from a computational persp ... read full excerpt from Spend 'Til the End: The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire ebook

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