Pay It Down!
Chapter One
The national bestseller that can help you creat the life of your dreams for only $10 a day
Jean Chatzky has been working with viewers of NBC's Today show for a yearlong series on how
to get out of debt once and for all. Her method, both on TV and in this book, is simple yet
powerful: the key is saving just $10 a day that you currently waste. It doesn't sound like much-a
movie ticket or lunch for two at McDonald's-but $10 really can take you from debt to wealth in
just a few years. And because it doesn't feel like an impossible goal, people are more likely to
stick with Chatzky's plan than an extreme regimen of spending cutbacks.
Chatzky is focusing on debt because it's the single biggest threat to our financial health. The
average American family has sixteen credit cards and high-rate debt of more than $8000, not even
counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes
people feel depressed and overwhelmed, leaving them without enough money for the truly important
things in life-education, retirement, owning a home, feeling secure. Chatzky, one of America's
most popular personal finance experts, writes in down-to-earth, woman-next-door language about how
to get started right awa ... read full excerpt from Pay It Down!: From Debt to Wealth on $10 a Day ebook
