Set in the town of Dareville, Virginia, Truth or Dare concerns Brady Garriston, a legendary rock singer nursing his emotional wounds after being dumped by a lovely yet somewhat frigid lawyer, Claire Walker. In an attempt to rejuvenate his creativity, so that he may cut a new album and perhaps regain Claire's affection in the process, Brady decides to start over in Dareville, under an assumed name. Part of this plan is disrupted when he meets Ellie Shaw, Claire's cousin, who turns out to be more exciting, inspiring and sensuous than Claire. Soon Brady finds that he prefers Ellie to Claire, a notion with which Ellie is very happy as Brady seeks to make her fantasies come true, until Claire suddenly appears in Dareville, threatening everything.