Chapter One

The new school year proved difficult for Jennifer Fisher, who struggled through most of her classes while trying to resume friendships with classmates from her freshman year. The schoolwork was hard enough, reconnecting with old friends even harder. Sharon Marshall had become a positive force in her life, and with every phone call from Sharon, Jennifer's spirits peaked. Her good humor did not go unnoticed by her parents, who were happy to learn that Sharon would be visiting their home again.

When Sharon arrived in late September, she hugged Mr. and Mrs. Fisher, then joined Jennifer upstairs in her bedroom. Warren followed Sharon inside, offered his usual hearty hello, and then asked Joel if they could talk. Sue watched as the two men went into the kitchen, where Warren once again asked for a loan. He needed $300 and sounded like a used car salesman trying to close a deal. Again, Joel wouldn't budge, said no, and escorted Warren into the living room where he smiled weakly toward Sue, trying hard to mask his disappointment. He reached behind his back with his right arm and squeezed on his waist area and grimaced as if he was in dire pain.

"I've got a really bad back from a motorcycle accident a couple of years ago," he said. "I was on the bike and some guy hit me from behind, and then took off. Caused all kinds of problems for me. I need physical therapy and money for a shrink, but the state won't help me. Can you believe that? I'm in pain and the state won't give me the money I need to get better."

Warren shook his head, then said he'd be nearby cruising through the upscale neighborhood, dropping off business cards and soliciting pai

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